Everon is the first Swiss ever fintech that combines the best of two worlds: decades of experience in financial industry and most modern, digital investment process. You benefit from attractive return opportunities and fair pricing at the same time.
Our investment strategies are based on direct instruments such as stocks and bonds. ETFs and index funds are only used as a supplement and when necessary. In addition, you can tell us preferences, which we take into account. And finally, we are the people behind your investment portfolio, with a focus on personal support and comprehensive service.
Every adult person with tax domicile in Switzerland can become an Everon client.
To become an Everon client you only need an ID or Passport and a Swiss mobile number.
Our website is currently under construction, which is why not all information is available yet. However, we will provide all information in the next few months. Until then, please contact us directly with your questions.
We charge an all-in fee of 1.05% per annum, which is split as following:
Everon management fee: 0.7% p.a.
Custodian fee : 0.35% p.a.
This is including all transaction, custody account and management fees. Foreign currency exchanges are done at the interbank rate with no commission. Product costs may apply additionally on Index Funds and ETFs, if strategy requires.
There are no further costs, regardless of the number of transactions carried out per month
The bank transfer can take 1-2 business days to reach our custodian bank. The bank delivers the previous day’s transactions to us every morning, which means that it takes another day for the correct amount to be displayed in the app. Because of this, it may take a few days before you can see your balance. If you have any questions about a transfer, you can contact us at any time.
By asking specific questions, we try to understand your life situation and to shed light on the various aspects of your risk appetite. Based on information about your living, income and asset situation, your investment behavior, your risk tolerance and your willingness to take risks, the right strategy will be suggested to you. The approach is based on the so-called prospect theory, for which the economists Daniel Kahneman and Amos Tversky received the Nobel Prize.
Everon’s portfolio management team assesses the markets, the macroeconomic situation and the instruments invested on an ongoing basis, but at least once a month, and makes adjustments if necessary.
Your investment amount is invested according to your risk profile, your preferences and the chosen strategy.
You can always discuss individual preferences with us and we will see together with you, how we can implement it.
You always have a detailed insight into your portfolio via our app. You can see each individual position with amount and performance.
In the Everon app you can simply go to ‘Wealth Management’ where you see your personal IBAN of the investment account. Deposits on that account will be invested according to your chosen strategy.
Newly deposited capital is invested in your portfolio according to your existing strategy. We invest the money as quickly as possible, usually within a week.
You can open your investment account in CHF.
You can withdraw your funds anytime. We just need a few days to liquidate your portfolio and pay out the proceeds.
There are no costs of withdrawl.
Everon is based in Switzerland where it was founded. Our headquarters are at Gartenstrasse 17, 8002 Zurich
Everon AG is affiliated with the self-regulatory organization VQF, which is subordinate to the Swiss Financial Market Supervisory Authority (FINMA). Further information.
Hypothekarbank Lenzburg AG is the custodian bank. As a Swiss bank, it grants deposit protection of up to CHF 100,000.
We are in the process of integrating the other Everon services (vested benefits, pillar 3a, private markets and the bank account) into the app in the next few months. We will notify Everon customers as soon as new functionality is available. Don’t you want to wait for further services? Contact us, we can open the appropriate services for you now.