Guide
Withdrawing your pillar 3a: timing counts for more than the number of accounts
September 2026
Holding several 3a accounts is the first step, and it is the easier one. The bigger lever is what else flows out of your pension provision in the same tax year.
Who it's for For people with several pillar 3a accounts who start withdrawing in the coming years and want to manage the tax burden.
What's inside
- 1The withdrawal window runs ten years, but only the first half is certain
- 2The pension fund falls into the same window
- 3What follows for the sequence
- 4Before Your First Withdrawal
Two pages, with a checklist at the end.
Three details, no post. The PDF usually arrives by email within a few minutes.
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This overview is for general information purposes only and does not constitute investment, legal or tax advice. It is a simplified summary of the legal position and tax treatment.