Glossary
Structured Product
A Structured Product is a composite financial instrument that typically combines a bond component with one or more derivatives. It enables tailored payout profiles referenced to an underlying asset. Capital is not deposit-protected; both the risk of loss and Issuer Risk exist.
At a glance
- Structured products cover a wide spectrum, from capital-protected structures to leveraged products with elevated loss risk.
- In Switzerland, the Swiss Structured Products Association (SSPA) classifies products into standardised categories.
- Issuer Risk and market risk must always be assessed separately.
Frequently asked questions
Structured products are aimed at experienced investors who seek a clearly defined payout profile and are able to understand and bear the specific risks involved, in particular Issuer Risk and market risk. Whether a specific product fits an individual situation requires a personal assessment.
Part of the topic
AMC & Structuring
