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Glossary

Structured Product

A Structured Product is a composite financial instrument that typically combines a bond component with one or more derivatives. It enables tailored payout profiles referenced to an underlying asset. Capital is not deposit-protected; both the risk of loss and Issuer Risk exist.

At a glance

01

Structured products cover a wide spectrum, from capital-protected structures to leveraged products with elevated loss risk.

02

In Switzerland, the Swiss Structured Products Association (SSPA) classifies products into standardised categories.

03

Issuer Risk and market risk must always be assessed separately.

Frequently asked questions

Structured products are aimed at experienced investors who seek a clearly defined payout profile and are able to understand and bear the specific risks involved, in particular Issuer Risk and market risk. Whether a specific product fits an individual situation requires a personal assessment.

Sources: Swiss Structured Products Association (SSPA)