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Glossary

Bridging Pension

A Bridging Pension is a time-limited pension that bridges the period between early retirement and the ordinary AHV reference age. It temporarily replaces the AHV pension that has not yet commenced and is financed by the Pension Fund or the employer depending on the pension rules.

At a glance

01

The Bridging Pension runs from early retirement until the ordinary AHV reference age is reached.

02

Whether it is paid and at what level is governed by the Pension Fund rules; in some cases the employer bears the cost.

03

If it is financed from the retirement savings balance, it reduces the subsequent lifetime pension.

Frequently asked questions

This depends on the Pension Fund rules and, where applicable, the employer. Some funds finance the Bridging Pension from the insured person's own retirement savings, which reduces the later pension; other models provide for co-financing by the employer.

Sources: Bundesamt für Sozialversicherungen (BSV)